The start of 2024 continued the upward trend for the year for dwelling values, recording a 0.4% increase in January, marking its 12th straight month of value increases.

The much debated tax on superannuation balances over $3 million is inching closer and those who may be affected should ensure they have considered the implications.

Prime Minister Anthony Albanese has announced proposed changes to address ongoing cost of living pressures with all 13.6 million Australian taxpayers receiving a tax cut from 1 July 2024, compared to the tax they paid in 2023-24.

Using a fundamental investing principle could help many Australians bring their retirement forward.

Most Australians want to share their wealth with the next generation but are unsure how to transfer that wealth and need help to plan for an effective transfer. Financial advisers are well-placed to meet those needs, according to the findings of a new report from Fidelity International and independent research firm, MYMAVINS.

Personal transformation can be challenging. We all have habits we’d like to break and behaviours we’d like to do more of. But when we do some self-examination and think about what is involved in navigating change, it can seem overwhelming to get to where we need to be, whether that is personally or professionally.

We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super.

Australia’s economy stubbornly defied predictions during 2023, dashing any hopes that we might begin to return to some kind of normal.

Well, it hurts! There are at least 5 "pain" points.

Monitor how your shares are performing compared to similar companies or the market overall.

For those getting ready to stride into the world of home ownership, the uncertainties of pre-approval can cast a shadow of doubt over an otherwise exciting time. When is it necessary? How long does it last? And what does it involve, exactly?

Monitor how your shares are performing compared to similar companies or the market overall.

Let’s say you’ve made a habit of paying more than your minimum scheduled home loan repayments. This means you’ll have money available to take back out – if you want to.

This process is known as redraw. You can use this money to pay for sudden expenses, or planned things such as holidays, renovations, school fees, or a new car.

Check the income to declare, when to report a loss, and deductions you can claim for managed investment trusts.

Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies.

If you’re lucky enough to have received a windfall, perhaps an inheritance or a retrenchment payout, your first decision will be what to do with it.

Under the transition to retirement rules, when you reach your preservation age, you may be able to reduce your working hours without reducing your income. You can do this by choosing to start a transition to retirement income stream (TRIS).

If you are 55 or older, you may be able to contribute up to $300,000 from the proceeds of the sale (or part sale) of your home into your superannuation fund.

It might be a bit of a mouthful, but the concept of creditworthiness is simple enough to understand.

The term refers to a person or company considered suitable to receive credit – mainly due to being reliable in paying money back in the past, as well as having enough funds to stay afloat if things go south.

Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much.