IFC Articles

Borrowing power boost thanks to tax cuts
Infinity FC Infinity FC

Borrowing power boost thanks to tax cuts

Tax breaks are always good news, but for house hunters they can have an added bonus. Not only do tax cuts mean potential buyers have more cash in their pocket at the end of the financial year, but they’re also looking at increased borrowing power.

Read More
Investing in the property market
Infinity FC Infinity FC

Investing in the property market

Are you thinking about buying an investment property? Buying a property that you do not plan to live in can help you increase your wealth and accelerate your financial wellbeing. Property is usually viewed as a long-term investment with many advantages. It is, however, important to understand how property investment works, the costs involved and the potential risks before you decide if this is the right option for you.

Read More
Retirement income
Infinity FC Infinity FC

Retirement income

Retirement means different things to everyone. It may be a definite point in time when you stop work, and begin a new phase of life.

Or it may be a gradual process where you vary working hours as your priorities shift. You might decide to leave employment and return to part-time work later.

Read More
Surviving the silly season
Infinity FC Infinity FC

Surviving the silly season

Ah, Christmas! - the time of year when your bank account shrinks, your social calendar explodes, and your family dynamics resemble a poorly scripted soap opera. As we navigate this festive minefield of shopping, social gatherings, and feasting, it’s common to feel a little frazzled.

Read More
How do retirement income options compare?
Infinity FC Infinity FC

How do retirement income options compare?

Retirement is filled with opportunities and choices. There’s the time to travel more, work on long-delayed personal projects or volunteer your help to worthwhile causes.

Read More
Keeping records of shares and units
Infinity FC Infinity FC

Keeping records of shares and units

When you sell your shares in companies or units in managed funds, most of the records you need will be given to you by the company, the fund manager or your stockbroker.

Read More
Are you an impulsive spender?
Infinity FC Infinity FC

Are you an impulsive spender?

A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may help explain your spending and savings habits. Understanding this can help you build habits and strategies to better manage your money.

Read More
Super contributions
Infinity FC Infinity FC

Super contributions

If you're employed, your employer should be paying a percentage of your earnings into your super account.

It's worth checking to make sure you're being paid the right amount.

If you can afford it, making extra contributions is a great way to boost your retirement savings. And it can reduce your tax. If you're on a low income, you may be eligible for extra contributions from the government.

Read More
Getting on top of debt
Infinity FC Infinity FC

Getting on top of debt

While the Federal Government’s recent announcement about providing some relief for those with student debt is anticipated to help those with student loans, debt can hold you back financially, so let’s look at some ways to free yourself if debt is becoming a burden.

Read More