Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them?

Retirement is filled with opportunities and choices. There’s the time to travel more, work on long-delayed personal projects or volunteer your help to worthwhile causes.

When you sell your shares in companies or units in managed funds, most of the records you need will be given to you by the company, the fund manager or your stockbroker.

A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may help explain your spending and savings habits. Understanding this can help you build habits and strategies to better manage your money.

If you're employed, your employer should be paying a percentage of your earnings into your super account.

It's worth checking to make sure you're being paid the right amount.

If you can afford it, making extra contributions is a great way to boost your retirement savings. And it can reduce your tax. If you're on a low income, you may be eligible for extra contributions from the government.

It can be surprising just how much you need to spend before your baby even arrives.

A 'transition to retirement' (TTR) strategy lets you access some of your super and keep working.

If you stay with the default super fund provided by your employer there’s a chance you’ll miss out on thousands in super.

Moving into residential aged care can trigger a range of emotions, particularly if it involves the sale of the family home.

When it comes to investing in shares, it’s often said that time is your friend.

Retiring without a mortgage has a large positive impact on retirement confidence.

While the Federal Government’s recent announcement about providing some relief for those with student debt is anticipated to help those with student loans, debt can hold you back financially, so let’s look at some ways to free yourself if debt is becoming a burden.

How to dispose of shares

Many Australians expect an inheritance, but their parents may have a different view.

There's more to selling your home than putting up a ‘For Sale’ sign on your front lawn.

Gearing as part of a strategy to accelerate wealth accumulation is universally understood. It's only ever suitable for investors with an appetite for risk because it magnifies both your profits and losses. But the inner workings of an internally geared share fund or ETF are not as widely acknowledged, much less understood.

You may have heard it said, "No risk, no reward." But did you know that time can actually decrease your risk while increasing your reward?

If you are building or undertaking major renovations to your home, you may be looking for a construction loan. Unlike a standard loan, a construction loan allows you to pay for each stage of the build without having to come up with all the funds upfront.

If you’re considering investing in something everyone is talking about, do some checks first. If it sounds too good to be true, it probably is.

Refinancing your home loan is a big decision and it can be a complex process. Perhaps you need a different product to suit your needs? Or maybe you’d like to switch your home loan to another bank? No matter why you’re refinancing, here are the key steps involved in refinancing your home loan.