Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available.

Analysts have many financial measures to value companies.

There is no debate that Australians love investing in property. The value of Australian residential real estate at the end of August 2024 was an estimated $10.95 trillion.

With the next Federal Election due to be called any day, the Treasurer named five priorities for his fourth budget: helping with the cost of living, strengthening Medicare, building more homes, investing in education, and making the economy stronger.

He called it a plan for “a new generation of prosperity in a new world of uncertainty” that would help “finish the fight against inflation”.

Be suspicious of anyone offering you easy money. Scammers are skilled at convincing you that the investment is real, the returns are high and the risks are low. There's always a catch.

Find services in your area that fit your needs or to learn more about the aged care journey.

Salary packaging is when you and your employer 'package' your salary into income and benefits. It's also known as salary sacrifice.

About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago.

Step one: what are your financial pain points? When you start making plans, chances are you’ll both come across financial pain points. In other words, the areas that need some attention and possible alterations.

As we kick off the new year, many of us are excited to embrace fresh beginnings, set new goals, and maybe even tackle those pesky resolutions. But if you’re feeling more drained than invigorated, you’re not alone.

As parents, the instinct to support our children never truly fades, even when they become adults but when you are looking at giving them a financial helping hand there is a bit to consider.

Take some of the guesswork out of planning for the future. Work out how much super you'll have when you retire, and if it will be enough to fund the lifestyle you want.

It's never too soon to start planning for a better financial future.

When you sell or dispose of a rental property you may make a capital gain or loss.

What is your ‘estate’? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include for example cash, property, cars, boats, furniture, jewellery, family heirlooms, art, shares and more.

Tax breaks are always good news, but for house hunters they can have an added bonus. Not only do tax cuts mean potential buyers have more cash in their pocket at the end of the financial year, but they’re also looking at increased borrowing power.

Are you thinking about buying an investment property? Buying a property that you do not plan to live in can help you increase your wealth and accelerate your financial wellbeing. Property is usually viewed as a long-term investment with many advantages. It is, however, important to understand how property investment works, the costs involved and the potential risks before you decide if this is the right option for you.

The many unpredictable events of 2024 could easily have been disastrous for investment markets. Instead, we saw remarkable resilience and growth despite occasional volatility as investors reacted to the extraordinary times.

The start of 2025 is a good opportunity to take decisive financial steps.

Retirement means different things to everyone. It may be a definite point in time when you stop work, and begin a new phase of life.

Or it may be a gradual process where you vary working hours as your priorities shift. You might decide to leave employment and return to part-time work later.

Why having less super isn't necessarily a financial sweet spot for retirees.