IFC Articles

Understanding the settlement process when buying a home
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Understanding the settlement process when buying a home

What is settlement? Property settlement is a legal process that is facilitated by your legal and financial representatives and those of the seller. It’s when ownership passes from the seller to you, and you pay the balance of the sale price.

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Develop an investing plan
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Develop an investing plan

Planning is the key to successful investing. Creating a plan will help you find investments that fit your investing time frame and risk tolerance, to help you reach your financial goals sooner.

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When you can access your super early
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When you can access your super early

You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as terminal illness, incapacity and severe financial hardship.

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The Federal Budget Analysis 2024-25
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The Federal Budget Analysis 2024-25

What does the Federal Budget mean for me?

Treasurer Jim Chalmers has high hopes that his 2024 Federal Budget will rein in inflation earlier than expected, ease cost-of-living pressures and build a stronger economy in the future.

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The 5 big issues facing business owners in 2024
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The 5 big issues facing business owners in 2024

As 2024 kicks off, Australia’s two million plus small business owners face fresh economic challenges and a whole new world of game-changing technology. Those are the findings of the second annual The Big Small Business Survey, conducted by five Australian business owners (including me), writes Katrina McCarter.

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Is it time for bonds to shine?
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Is it time for bonds to shine?

To say that it’s been a challenging period for bond investors for the best part of a decade, is not an exaggeration. If we cast our minds back to 2008, the world was in a precarious situation as the Global Financial Crisis took effect. Central bankers were busy thinking of ways to avoid a deep global recession or worse, a depression.

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Why many retirees are underspending
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Why many retirees are underspending

After accumulating superannuation savings over multiple decades, many retirees are fearful of spending too much. When it comes to life in retirement, many Australians are probably being more frugal than they need to be.

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Searching for your first home
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Searching for your first home

Deciding what you really need. Buying your first home can be a mix of excitement and apprehension. With solid preparation you can make the experience less stressful and more productive. Here are some of the things to think about before looking for something to buy.

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Self-managed super fund (SMSF)
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Self-managed super fund (SMSF)

A self-managed super fund (SMSF) is a private super fund that you manage yourself. SMSFs are different to industry and retail super funds.

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How to protect your finances after redundancy
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How to protect your finances after redundancy

Understanding your redundancy payout. According to ASIC, a redundancy payout can be made up of any of the following: a severance payment, an incentive payment, a payment in lieu of notice or unused annual leave and long service leave.

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Combat cost-of-living hikes and keep saving
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Combat cost-of-living hikes and keep saving

Cost of living pressures coupled with rate rises have made it more difficult to save for a home deposit and afford the lifestyle you’ve either become accustomed to or are dreaming of.

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