IFC Articles

The value of one-click gearing
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The value of one-click gearing

Gearing as part of a strategy to accelerate wealth accumulation is universally understood. It's only ever suitable for investors with an appetite for risk because it magnifies both your profits and losses. But the inner workings of an internally geared share fund or ETF are not as widely acknowledged, much less understood.

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What you need to know about construction loans
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What you need to know about construction loans

If you are building or undertaking major renovations to your home, you may be looking for a construction loan. Unlike a standard loan, a construction loan allows you to pay for each stage of the build without having to come up with all the funds upfront.

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Investment warnings
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Investment warnings

If you’re considering investing in something everyone is talking about, do some checks first. If it sounds too good to be true, it probably is.

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How to refinance your home loan
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How to refinance your home loan

Refinancing your home loan is a big decision and it can be a complex process. Perhaps you need a different product to suit your needs? Or maybe you’d like to switch your home loan to another bank? No matter why you’re refinancing, here are the key steps involved in refinancing your home loan.

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Understanding the settlement process when buying a home
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Understanding the settlement process when buying a home

What is settlement? Property settlement is a legal process that is facilitated by your legal and financial representatives and those of the seller. It’s when ownership passes from the seller to you, and you pay the balance of the sale price.

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Develop an investing plan
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Develop an investing plan

Planning is the key to successful investing. Creating a plan will help you find investments that fit your investing time frame and risk tolerance, to help you reach your financial goals sooner.

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When you can access your super early
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When you can access your super early

You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as terminal illness, incapacity and severe financial hardship.

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The Federal Budget Analysis 2024-25
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The Federal Budget Analysis 2024-25

What does the Federal Budget mean for me?

Treasurer Jim Chalmers has high hopes that his 2024 Federal Budget will rein in inflation earlier than expected, ease cost-of-living pressures and build a stronger economy in the future.

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The 5 big issues facing business owners in 2024
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The 5 big issues facing business owners in 2024

As 2024 kicks off, Australia’s two million plus small business owners face fresh economic challenges and a whole new world of game-changing technology. Those are the findings of the second annual The Big Small Business Survey, conducted by five Australian business owners (including me), writes Katrina McCarter.

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