IFC Articles
Spending your kids’ inheritance
Many Australians expect an inheritance, but their parents may have a different view.
Selling your home? Here are the first steps to take
There's more to selling your home than putting up a ‘For Sale’ sign on your front lawn.
The value of one-click gearing
Gearing as part of a strategy to accelerate wealth accumulation is universally understood. It's only ever suitable for investors with an appetite for risk because it magnifies both your profits and losses. But the inner workings of an internally geared share fund or ETF are not as widely acknowledged, much less understood.
The advantages of investing early
You may have heard it said, "No risk, no reward." But did you know that time can actually decrease your risk while increasing your reward?
What you need to know about construction loans
If you are building or undertaking major renovations to your home, you may be looking for a construction loan. Unlike a standard loan, a construction loan allows you to pay for each stage of the build without having to come up with all the funds upfront.
Investment warnings
If you’re considering investing in something everyone is talking about, do some checks first. If it sounds too good to be true, it probably is.
How to refinance your home loan
Refinancing your home loan is a big decision and it can be a complex process. Perhaps you need a different product to suit your needs? Or maybe you’d like to switch your home loan to another bank? No matter why you’re refinancing, here are the key steps involved in refinancing your home loan.
A Guide for SMEs on Demystifying Vehicle Expenses, Car Allowances, and Logbooks
Navigating the complexities of car allowances and logbooks can be daunting for small business owners.
A Guide to Working From Home Tax Deductions for Business Owners
In recent years, the rise of remote work has become increasingly prevalent, with many Australian small business owners transitioning to home-based offices, as well as many new ventures beginning from a home-office base.
Preparing your family trust for EOFY
With less than a month to go before the end of the financial year (EOFY) rolls around, some important tasks need to be completed for family trusts.
Understanding the settlement process when buying a home
What is settlement? Property settlement is a legal process that is facilitated by your legal and financial representatives and those of the seller. It’s when ownership passes from the seller to you, and you pay the balance of the sale price.
ASIC warns consumers to just hang up on superannuation cold callers
ASIC urges you to hang up on cold callers and scroll past social media click bait offering to help you compare and switch super funds.
Develop an investing plan
Planning is the key to successful investing. Creating a plan will help you find investments that fit your investing time frame and risk tolerance, to help you reach your financial goals sooner.
When you can access your super early
You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as terminal illness, incapacity and severe financial hardship.
Transitioning into retirement: What you should know
If you’re close to retirement, chances are you’ve already spent time thinking about how to tap into your superannuation when you retire.
Tax Alert June 2024
Tax cuts ease the message of greater ATO oversight
Markets love certainty, but what happens next?
Financial markets can be like finely tuned racehorses, poised to gallop ahead under ideal conditions but often highly reactive to unexpected events.
The potential estate complexities of dying without a will
Having a legally valid will can go a long way to avoiding disputes over the division of your assets.
The Federal Budget Analysis 2024-25
What does the Federal Budget mean for me?
Treasurer Jim Chalmers has high hopes that his 2024 Federal Budget will rein in inflation earlier than expected, ease cost-of-living pressures and build a stronger economy in the future.
The 5 big issues facing business owners in 2024
As 2024 kicks off, Australia’s two million plus small business owners face fresh economic challenges and a whole new world of game-changing technology. Those are the findings of the second annual The Big Small Business Survey, conducted by five Australian business owners (including me), writes Katrina McCarter.